Face the Facts

With the marked increase in people using the Internet to do their Christmas shopping there is a real opportunity to earn extra income as a courier, however, you will need to make sure that you set up a legitimate business and have the right type of insurance cover. Many people are unaware about the different type of insurance needed when using a vehicle as a courier.

Unlike ‘carriage of own goods’ those who are transporting goods for a third party and being rewarded or paid will need to have a courier insurance policy which covers multiple drops and the goods.

The incorrect insurance can be a very costly error on your part, cheap courier insurance policies are readily available, but bare in mind that there are some insurance companies who appear to offer a real bargain until you make a claim, you may then find out the hard way that many aspects such as windscreen cover is not included, neither will you be covered if you leave the keys in the ignition or vehicle and as a consequence it is stolen.

It may sound rather daft that people are still leaving keys in the ignition despite all the warnings and advice, however, it is all too simple to overlook when you are in a hurry and jumping in and out of your vehicle frequently. Let’s face most of us are convinced that theft will never happen to us right under our noses, the sad truth is that it only takes one incident to become a statistic and with a vehicle full of Christmas goodies your vehicle might escape theft but the contents may not.