Government Propose Further Crackdowns On Uninsured Drivers

Yesterday the topic of cracking down on the estimated two million uninsured road users was discussed in Parliament.

However, the British Insurance Brokers Association, Biba, asked the government to ‘add teeth’ to the bill.

Biba’s technical services manager Graeme Trudgill said  that the bill ’does not provide enough of a deterrent to halt the scourge of uninsured drivers who are making our roads so unsafe’.

Britain has the worst record of uninsured drivers in Europe which cost law abiding citizens approximately £30 extra on their insurance premiums to meet the cost of those who choose to flout the law.

Biba has called on the government to raise the fixed penalty of £100 for uninsured drivers who are caught on the roads and to establish a visible and effective enforcement agency. They also ask for the enforcement agency to be given the power for clamping and vehicle disposal.

Those driving on the UK roads without insurance usually means they do not have any tax either and while insurance premiums are remaining pretty stable at the moment these are unlikely to ever be reduced unless every single vehicle had valid insurance and let’s be honest that it is not likely to happen, although the proposed new measures may be enough of a deterrent to make some people think twice before driving without appropriate car insurance.
Anyone who has two or more vehicles should try and take advantage of mini fleet insurance deals to help lower the cost of their annual insurance costs.